Compliance Committee | Massachusetts Mortgage Bankers Association

Compliance Committee

The MMBA Compliance Committee’s mission is to support the MMBA membership with timely and accurate compliance information in order to educate with best practice guidelines for member companies.  Compliance issues may include audit information, licensing information, standards of practice information, fair lending and other policy & procedures, etc. The Committee will attempt many pronged approaches to assist member companies in establishing their best practice. 
We want your input! What compliance support to you need us to assist you with? What suggestions do you have for the committee? If you have a suggestions or would like to serve on the committee, please contact Debbie Sousa at

Compliance Committee Members:
Co-Chairs of the Committee:

Jean Comeau, Cape Cod Five
Ruth Dillingham, Dillingham Consulting   LLC 

Committee Members:
Kerry Aponas, Newburyport Bank
John Battaglia, The Cooperative Bank
Tim Bombard, East Cambridge Savings Bank
Dawn Dawson, Salem Five
Rob Ellis, Spillane Consulting
Melanie Goguern, William Raveis
Sandra Gausch, Guild Mortgage

Benjamin Giumarra, Embrace Home Loans
Mike Kemple, Bluestone Bank
Tim Kickham, Envision Bank

Todd Mezzanotte, New Fed Mortgage
Rob Mildish, Northpioint Mortgage
Ryan McKenna, radius financial
Travis McDermot, Partridge, Snow & Hahn
Gina Nelson, Metro Credit Union
Gregg Oberg, Embrace Home Loan
Gene Parini, Cape Cod Five
Carol Parker, Leader1
Sue Quilty, Guild Mortgage

Joanne Ribeiro, Eastern Bank
Sean Riley, Mortgage Equity Partners
Mike Sinclair, Needham Bank
John Spillane, Spillane Consulting
Douglas Smith, Mortgage Network
Julie Taylor, Orlans Moran